Hey there, it's Chris Spiering with Dallaire Realty, and today we're talking about an exciting program for first-time home buyers in the Green Bay area. I recently had the pleasure of speaking with Seth Johnston from Associated Bank, who shared great information about their CARE program.  If you are looking homes for sale in Green Bay WI you can access all of them on our website.

First time home buyer program

The CARE program is an Associated Bank-specific program that's designed to help first-time home buyers get into their first home. Unlike other loan programs, the CARE program is kept in-house, which means that you won't have to worry about your loan being sold off to someone else who may not give you the same soervice that you deserve.

Loan type matters in a competitive market

One of the most significant benefits of the CARE program is that it's a conventional loan, not a government loan or an FHA loan. This means that you'll only have to put down 3%, not 3.5%, and you won't have to pay mortgage insurance. This can save you hundreds of dollars every month, which means you'll be able to afford a larger home for the same monthly payment.

Additionally, the CARE program is a fixed-rate program, so you won't have to worry about your interest rate changing over time. While there are minimum credit score requirements, the program is flexible and designed to be understanding of the needs of first-time home buyers.

Local Service Matters Seth Johnston Associated Bank

Perhaps one of the most significant benefits of the CARE program is that it's kept in-house at Associated Bank. This means that you'll be able to work with the same people from start to finish, and you won't have to worry about your loan being sold off to someone else after you close. You'll be able to call or visit your loan officer personally if you have any questions or concerns, which can provide peace of mind during what can be a stressful time.

As someone who has helped many people buy their first homes, I highly recommend the CARE program from Associated Bank. It's a great option for first-time home buyers who want to save money and work with a bank that's committed to providing excellent customer service. If you're interested in learning more about the CARE program or want to see if you qualify, I encourage you to reach out to Seth and the team at Associated Bank today.